Between increased inflation and several other factors, 2022 saw increasing Canadian home insurance rates. According to reporting by RatesDotCa, we Canadian homeowners have seen our home insurance rates increase by an average of 5% through 2022. Last year, for homeowners in Ontario, their home insurance cost about $1,342. This year? The 5% increase meant an […]
Changes occur in everyone’s life. Be sure to update your home insurance broker to ensure that you have the appropriate coverage. There’s a great deal that can happen and change in a year – the length of a typical home insurance policy. Yes, your coverage will return seamlessly every year. But, when you make any […]
It’s summertime! That means summer parties indoors and out. Prepare your home for a safe gathering this summer with a few easy tips. This is the first summer since 2019 that we feel a greater sense of ease and freedom to get together with a lot of friends and family. And there’s nothing like blissful, […]
Losses caused by hot work are among the leading reasons mid-size commercial or industrial properties make insurance claims. One of the leading causes of fire in Canada, and one of the top three reasons for mid-size commercial or industrial property losses is from hot work operations. Hot work is any occupation that involves working with ignition […]
There’s nothing like a spring basement flood to take the joy out of the new season – protect yourself before a crisis! We welcome all the many signs of spring – crocuses and other spring buds, longer days, and the return of all of our favourite feathered friends. We even welcome the rain as it […]
Travel plans? Amidst new restrictions, there’s new information about COVID-19, the Omicron variant and your travel insurance. With the skyrocketing numbers of new cases across the country – and the world – the Canadian government reinstated the level 3 “avoid non-essential travel” advisory. Fortunately, the announcement in late 2021 does NOT impact our COVID-19 travel […]
Better late than never! Last month was Radon Action Month in Canada – but any time this winter is a great time to test for Radon Gas. A colourless, odourless, radioactive gas found in Canadian homes across the country, Radon Gas exposure is the leading cause of lung cancer in non-smokers. And while we’re a little […]
Want to downsize? If you choose to live in a tiny house, make sure your property and belongings are protected with tiny home insurance! With the popularity of tiny homes over recent years, and particularly during an ongoing, stressful, and costly pandemic, it inspires for many a move to downsize and simplify. But, there’s a […]
The next wildfire season will be here before you know it! Prep your home – get FireSmart in fall and winter. Another wildfire season will be just around the corner. Do you think your home and property are prepared? If not, don’t feel discouraged. You can get FireSmart in fall and winter – easier than any […]
Close calls with wildlife on the road are frighteningly common. If you do hit an animal while driving, a clear head and preparation are vital. Even with ever-longer days, wildlife on the road is still very much a hazard. Deer, elk, and even moose can be difficult to see at the best of times, but […]
