Content Home Insurance Tenants

Tenant’s insurance protects your belongings and personal liability that your landlord’s policy does not cover. Even if you are renting on a temporary basis, tenant’s insurance will replace the contents of your rental unit in the event of an insurable loss.

As a tenant you could be held liable for damage caused to any part of the building you are renting. If you are found responsible and do not have insurance coverage, you could be faced with significant repair costs. Many landlords require that you have insurance to prevent this type of situation from occurring.

Tenant’s insurance also contributes to a claims-free history. Many insurance companies offer a discount if you have several years of insurance history without a claim.  A tenant’s policy can help you establish that insurance history.