Content Auto Insurance Recreational Vehicles

Gain peace of mind with your recreational insurance. From campers to tent trailers, deluxe motorhomes to park models by the lake, we have you covered.

Whether your unit is brand new or a vintage model we can customize a package for you.  Guaranteed replacement cost is available through most of our insurers for units 10 years or newer. An insured total loss in the first 10 years could be settled with a new current model year unit.

Your personal contents, which are often not covered under your home policy, may be eligible for coverage and will even include your awnings and outbuildings, as well.

Take advantage of our emergency vacation expense, as most losses occur while away from home.

Content Auto Insurance Motorcycles

Basic third party liability is generally insufficient insurance for motorbikes. The damages caused in an accident can far exceed $200,000. Insurance coverage for your motorcycle will cover you year-round, even when you are not riding.

Your premium is based on your experience as a rider and the value of your motorcycle. Insurance coverage is available on an agreed value basis for the motorcycle. Most of our insurers offer packages that include your riding gear, based on replacement cost up to a specified limit and will even offer trailer coverage.

Ask us about other benefits available for your peace of mind.

Content Auto Insurance Snowmobiles/ATVs

British Columbia is an adventurer’s dream for back country recreation, unsurpassed in any season!  We offer you coverage on your snowmobiles and ATVs through several specialty insurers.

It is mandatory to have third party liability coverage if you use your recreational vehicle on any forest service roads. Even if you are operating on private land, you should never be without this kind of protection. Accidents happen anywhere and a claim against you can have crippling financial repercussions.

In the event of a loss, own damage coverage on your vehicles will protect your investment.  Discounts are available for safe drivers and members of recognized organizations. We have several different options available to suit your unique needs.

Content Auto Insurance Private Auto

Save money on your auto insurance with private coverage for your vehicle.

Although British Columbia is a government insurance province for basic $200,000 third party liability, we are contracted with reliable insurers who offer extended third party liability, collision, and comprehensive coverages to qualified BC motorists. We offer a variety of options, enhancements, and deductibles.

This means savings for you and a choice of the best options, most appropriate for your unique circumstances.

Content Commercial Insurance Golf Courses

Our golf insurance package is designed to provide protection for golf course operators in British Columbia. Protect your golf resort, clubhouse, bar, and convention centre under one insurance policy.

All risk replacement cost coverage protects your buildings, stock, equipment, contractors equipment, and irrigation systems. Also included in the basic package are provisions for liability, mechanical breakdown, and business interruption. If opening is delayed, the greens and fairways coverage protects against loss of income.

Content Commercial Insurance Auto Dealers

Our CAP program is designed to address the unique auto dealer’s insurance needs of your automobile, truck, and RV dealership. Its broad coverage takes into consideration the day-to-day operations of an automobile dealership.

All risk replacement cost coverage protects buildings, including glass and signage, equipment and parts stock, valuable papers and computers, as well as employee tools.

Also included in the basic policy are liability coverage, directors, officers, and key person insurance, as well as business interruption and pollution crime protection. Expert claim handling and risk management are also part of our services at very competitive package rates.

Content Commercial Insurance Wineries

Winemaking insurance is specifically designed to protect British Columbia vintners throughout the entire winemaking process from grape growing to market-ready, bottled product.

All risk replacement cost coverage includes buildings, stock, equipment, and contractors / farming equipment. Irrigation systems, boilers, and machinery are all items addressed in this package.

Additionally, commercial liability, business interruption coverage, as well as products and completed operations liability (including shipping damages and bottling procedures) are included in our basic policy.

We are pleased to offer an excellent insurance package policy at a very competitive rate.

Content Commercial Insurance Property & Liability

We represent several large, reputable commercial insurers who can place coverage on a wide variety of commercial exposures. Your commercial risk is safe with our experienced team of commercial insurance producers.

Commercial General Liability provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’ operations, products, or injury that occurs on the business’ premises and operations away from their premises. Commercial general liability, or CGL, is considered comprehensive business insurance, though it does not cover all risks that a business may face.

Commercial Property Insurance is used to cover any type of commercial property. Commercial property insurance protects contents, stock and/or equipment from such perils as fire, theft and natural disaster. This type of insurance is carried by a variety of businesses, including manufacturers, retailers, service-oriented businesses and not-for-profit organizations.

.

Content Commercial Insurance Farms

Whether yours is a small, one-acre hobby farm or a larger commercial farm, we have several markets available to you. Also available are markets to insure your specialty livestock including ostriches and emus.

Content Commercial Insurance Course of Construction

From large, commercial building projects to your vacation cottage, construction insurance is available to you. Make sure you are covered and begin your course of construction policy before the foundation is poured.

Whether your construction project is a “spec” home, intended to be sold, or will become your primary residence, we have markets available to provide you with coverage.