From large, commercial building projects to your vacation cottage, construction insurance is available to you. Make sure you are covered and begin your course of construction policy before the foundation is poured. Whether your construction project is a “spec” home, intended to be sold, or will become your primary residence, we have markets available to provide you […]
One of the fastest growing markets today is the home-based business. Residential policies do not provide coverage for businesses operating from home. We offer home office insurance extensions to eligible business classifications to bridge the gap between your residential policy and the needs of your small, commercial business.
As the owner of a mobile home, your home and its contents are probably your most valuable material possessions. Insurance will replace your property in the event of a loss and help to meet your legal obligations to others. We have several markets for mobile homes that will offer replacement cost coverage, depending on the age […]
Most standard homeowners insurance policies do not cover vacant properties, despite the fact that vacant homes and buildings are a common occurrence in many neighborhoods. You might be surprised to learn that an insurance company could cancel your policy if a dwelling you own becomes vacant. Empty homes are riskier to insure because they are […]
If you use a self-storage facility you might be surprised to learn that your personal property is not insured by the facility for loss or damage. While a storage facility may take steps to minimize risks, such as installing a fire prevention or security system, you are still responsible for insuring your belongings against loss […]
Tenant’s insurance protects your belongings and personal liability that your landlord’s policy does not cover. Even if you are renting on a temporary basis, tenant’s insurance will replace the contents of your rental unit in the event of an insurable loss. As a tenant you could be held liable for damage caused to any part […]
Whether you own one unit or the entire building, we will provide a comprehensive policy at a competitive price for your condo unit, duplex, triplex, or fourplex. Our commercial department will assist you if you own the entire building. For individual units, our personal lines department offers specially designed packages.
Rented and seasonal dwellings are usually insured as a second location under your primary dwelling policy. Sometimes, however, these can be written as stand-alone policies. Although coverage is usually more limited than a homeowners policy, we have several markets that offer excellent coverage packages for vacation home insurance and rental insurance.
When you purchase a condominium unit you are required to purchase contents coverage for your personal property, as well as for legal obligations to others. Your coverage needs for condo insurance will depend on the cost to replace your personal property and the amount spent towards any betterments and improvements, if applicable. Replacement value of […]
Your home and its contents are some of your most valuable material possessions. Home insurance will replace your property in the event of a loss and will serve to meet your legal obligations to others. We represent several major insurers and help you select the policy that is right for you.
